Adam H. Douglas

65 Articles

Selling the Family’s Gold: How to Turn Inherited Coins and Jewelry Into a Fair Price

It’s one of the most common gold transactions in America, yet people rarely prepare for it. A family walks into…

9 Min Read

Coerced Debt: When the Debt in Your Name Isn’t Yours by Choice

Right now, there are people who are responsible for credit cards they never opened, loans they signed under pressure, and…

9 Min Read

Grandparents and Trump Accounts: The Gift Tax Question the IRS Just Answered

You want to help fund your grandchild’s new Trump Account, but until late June, even tax professionals could not tell…

9 Min Read

Trump Accounts Are Now Open: What Parents and Grandparents Need to Know Before Contributing

As of July 4, 2026, money can officially flow into Trump accounts, the new child savings vehicle created by last…

9 Min Read

Gold Just Fell 26 Percent From Its Record. History Says That’s Normal, and That’s the Point

Gold soared past $5,500 an ounce in January before sliding below $4,000 in late June, a drop of roughly 26…

9 Min Read

How to Buy Refurbished Electronics Safely: Used vs Seller Refurbished vs Certified Refurbished

A refurbished device can deliver flagship performance at a fraction of the price—if you avoid common pitfalls. Hryshchyshen Serhii/shutterstockConsumer electronics…

9 Min Read

Appliance Repairability Guide: Why Americans Struggle With Pre-Purchase Inspections

Repair technicians have been saying it for years, and the data are catching up. Appliances built in the 1970s generally…

9 Min Read

Physical Gold IRA: The Fees, IRS Rules, and Compliance Traps You Need to Audit

Physical gold individual retirement accounts (IRAs) are often marketed with a sense of urgency. “Protect your savings from inflation!” “Diversify…

8 Min Read

How to Lend Your Child Money for a Home Purchase Without Creating a Tax Problem

Housing prices have pushed a lot of today’s younger buyers out of the conventional mortgage market. Parents have an understandable…

9 Min Read

What Does Fiduciary Mean? The Complete Guide to Fiduciary Advisers and Why It Matters for Your Money

A fiduciary’s legal duty can affect your investments, fees, and outcomes. Drazen Zigic/ShutterstockYou’re comparing two financial advisers. One says he’s…

2 Min Read

How to Check a Financial Adviser’s Background: FINRA BrokerCheck Explained

Before handing over your money, use free databases to review an adviser’s licenses, complaints, and disciplinary record. Getty ImagesBefore you…

3 Min Read

Opting Out of Data Brokers: A Guide to Blocking the Sale of Your Personal Data

Protect your privacy by removing your information from data broker sites. Jirsak/ShutterstockYour phone rings with an unknown number. A scam…

1 Min Read