Why the Years Before 73 Matter so Much for Retirees
People tend to view certain years as milestones—like 21 or 50. But people rarely discuss the significance of 73. However,…
What High Earners Need to Know About Deferred Compensation Plans
A deferred compensation plan is a contractual agreement between an employee and an employer that allows the worker to delay…
How to Use the Bucket Strategy Like a Pro
After decades of hard work and diligent savings, you may be ready to crack open your nest egg to fund…
Dividend ETFs vs. Bond Funds: Which Is Right for Retirees
Dividend ETFs and bond funds can each play an important role in a retirement income strategy. Jack_the_sparow/ShutterstockAs investors near retirement…
Estate Planning Mistakes Even the Wealthy Can Fall For
Keeping your estate plan current is just as important as creating one in the first place. Vitalii Vodolazskyi/ShutterstockYou may have…
The Roth Conversion Sweet Spot
Strategic Roth conversions may help retirees avoid larger tax bills later in life. Andrey_Popov/ShutterstockOne of the main benefits of a…
Financially Savvy Ways to Use Your RMDs
Once RMDs begin, smart planning can help turn mandatory withdrawals into a financial advantage. evan_huang/ShutterstockWhen you reach age 73, you’ll…
Should You Drain Brokerage Accounts First in Retirement?
Taking withdrawals proportionally from multiple account types can help reduce tax shocks in retirement. MK Lasek/ShutterstockYou may have heard that…
What Do I Do After Maxing Out My 401(k) and IRA?
Reaching your 401(k) and IRA limits opens the door to other tax-smart wealth-building strategies. Cagkan Sayin/ShutterstockIf you’ve maxed out your…
Tax Benefits of Donating Appreciated Stock
A well-timed stock donation can benefit both your chosen charity and your overall tax strategy. New Africa/ShutterstockDonating appreciated stock that…
Hidden Tax Breaks for Retirees
Retirees may qualify for tax-saving opportunities that can reduce their overall tax burden. Monthira/ShutterstockAfter spending decades working hard and saving…
Why You Should Still Invest in Stocks in Retirement
A balanced mix of stocks and fixed-income investments can help retirees manage risk while supporting long-term growth. Dusan Petkovic/ShutterstockWhether you’re…