Sometimes, all that diligent saving can actually cause more financial harm than good. Dreamstime/TCA
By Donna Fuscaldo From Kiplinger’s Personal Finance
You’ve saved, saved, and saved some more, and now, you’re nearing retirement and have amassed a fortune in your 401(k) and individual retirement accounts (IRAs). Nonetheless, you keep going, right? You keep on saving until you retire. After all, that’s the golden rule of finance.
