CDs, high-yield savings accounts, and I Bonds offer different trade-offs for short-term savers. AnnaStills/Shutterstock
As you consider your options for short-term investments, keep three key items in mind.
1. Yield: The accounts with the highest yields typically require you to maintain a minimum balance. “Teaser” rates may apply to the first few months but drop after that. Additionally, that high yield may only apply to balances under a certain level, and you’ll earn less if you hold more than that.
