Without a digital estate plan, your loved ones may struggle to access your accounts and devices. Panchenko Vladimir/Shutterstock
Your phone holds your photos, your password manager holds your financial life, and your email holds the keys to almost everything else. If something happened to you tomorrow, could your spouse or adult children actually get in?
For most families, the honest answer is no. And the legal framework that was supposed to fix this is now running into a wall of platform technicalities.
