Sequence of returns risk can derail even well-funded retirements without the right strategy.

Careful planning can reduce the danger of selling investments at a loss during market downturns. Sutthiphong Chandaeng/Shutterstock
So after years of working hard and saving strategically, you’re considering stepping into retirement. But timing here is critical.
If you retire when the market takes a sharp dip, you could end up depleting your savings much faster than expected. This is the consequence of the sequence of returns risk.


