The change, a result of the SECURE 2.0 Act, can affect how you plan for retirement. Dreamstime/TCA
By Kathryn Pomroy From Kiplinger’s Personal Finance
As of 2026, if you’re 50 or older and made more than $150,000 last year, any catch-up contributions you make to your 401(k) must go into a Roth 401(k) account with after-tax dollars.
