If you can’t work until 70, your Social Security strategy may need a rethink. Experts explain when it’s smarter to claim early—and when waiting still pays off.

Financial planning experts offer advice. Dreamstime/TCA
By Maurie Backman From Kiplinger’s Personal Finance
It’s hard to imagine when you’re younger that poor health might sideline your work, but if it happens, you’ll need to rethink your retirement plan.






