Disciplined spending and smart automation can help you achieve lasting financial security.

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Do upper middle-class people spend money on luxury items? Do they own new cars and eat out nightly? Many upper middle-class individuals originated from lower middle-class and probably used frugal means to move up in the economic world.
There are several habits that can help you move from lower middle-class to upper middle-class. Some take planning and most take discipline.
Live Below Your Means
Never spend more than your total earnings. When your income increases, keep a simple lifestyle. Don’t fall victim to “lifestyle creep.”


