Building excellent credit starts with smart habits and regular monitoring of your credit reports. Andrey_Popov/ShutterStock
By Ella Vincent From Kiplinger’s Personal Finance
If you have stellar credit, it opens a lot of doors in your financial life. It can help you qualify for credit cards and loans and snag the lowest interest rate on them. Landlords may consider your credit before offering you an apartment. Your credit health may affect your home and auto insurance premiums too.
