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Whether or not you should pay for that extra hand-holding depends on your temperament, investment acumen and financial needs. Dreamstime/TCA
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By Donna Fuscaldo From Kiplinger’s Personal Finance
Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80 percent had access to accounts that financial advisers managed. But that advice comes at a cost.
