Maxing out your 401(k) isn’t always the smartest move. Here’s how to balance growth with flexibility.

Once you’re familiar with your company’s 401(k) plan, you can determine if you should contribute the maximum allowable amount. Dreamstime/TCA
By Adam Shell From Kiplinger’s Personal Finance
You’ve probably heard it a million times: Max out your 401(k). That advice ranks right up there with “eat healthy” and “get regular exercise.”






