Smart investing doesn’t require perfection—consistent saving, low costs, and discipline can carry you far.
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There are definitely things I get wrong in my investment portfolio.
I hold too much company stock and cash, and I don’t have the recommended allowance of bonds for a person my age. My record on curbing taxes hasn’t been perfect. I’ve held tax-inefficient funds in a taxable account and have been slow to move money into individual retirement accounts each year.
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