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8-tips-to-stop-worrying-about-running-out-of-money-in-retirement
8 Tips to Stop Worrying About Running Out of Money in Retirement

8 Tips to Stop Worrying About Running Out of Money in Retirement

Last updated: January 31, 2026 8:48 am
By
The Associated Press
0 Min Read
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Retirement security isn’t about beating the market—it’s about eliminating the fear of running out of money.

8 Tips to Stop Worrying About Running Out of Money in Retirement

Pla2na/Shutterstock

The Associated Press

1/30/2026|Updated: 1/30/2026

The greatest financial danger in retirement isn’t always the stock market. It’s the constant, nagging fear of running out of money. This anxiety causes many people to underspend and worry, even when their finances are sound.

Here are eight ways to replace that worry with lasting security.

1. Determine Your Spending Baseline

Worry often starts with the vague question, “Am I spending too much?”

The Associated Press

The Associated Press

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